Best-in-class RV insurance and roadside assistance

Best-in-class RV insurance and roadside assistance

RVezy partners with the top insurance and roadside assistance providers in North America to ensure our renters, owners, and rental RVs have insurance and protection coverage on every trip.

RV rental insurance

Once our team approves an RV, it's covered by RVezy's best-in-class insurance each time it’s rented out on our platform.

What’s covered?

Liability. RVezy provides $1 million in liability coverage for American renters and owners and $2 million in liability coverage for Canadian renters and owners. Liability covers you if you cause physical injury and/or damage to someone else’s property while using the RV.

Collisions. Although they are not frequent, accidents do happen.  RVezy’s collision insurance covers the cost of repairs for any claimed and approved damages related to the RV coming into contact with another vehicle or object during the rental period.

Comprehensive. Damaged awning? Fire? Vandalism? Theft? We’ve got you covered. RVezy’s comprehensive insurance covers the cost of repairs and/or replacement for non-collision related incidents that occur during the rental period.

Standard accident benefits. Property can always be fixed or replaced, but injuries aren’t so easy. In the event someone is injured, RVezy offers industry-standard Canadian and American accident benefits coverage during the rental period.

RV rental insurance requirements

The RV and its owner must meet the following requirements to be approved for commercial rental insurance.

RV owners are required to have an:

  • Approved insurance profile.
  • Approved driver’s application.

Motorhomes must be:

  • No more than 20 years old.
  • Currently valued at less than $150,000 in local currency.
  • Less than 40 feet in length.
  • Safe, reliable, and roadworthy.
  • Not be licensed and registered in a state or province outside of RVezy’s coverage.***

Trailers must be:

  • No more than 25 years old.
  • Currently valued at less than $100,000 in local currency.
  • Safe, reliable, and roadworthy.

***RV owners with motorhomes licensed and registered in New York, Saskatchewan, Manitoba, Prince Edward Island, Newfoundland, New Brunswick, Yukon, Nunavut, or Northwest Territories are solely responsible for having a valid peer-to-peer rental commercial policy for their RV.

RV rental insurance costs

The renter pays for the RV insurance and will choose either standard or premium protection during the booking process.

The protection for both standard and premium plans is the same. The only differences are the nightly rate and claim deductible.

Standard protection has a lower nightly rate with a higher deductible*. Depending on the RV, deductibles cost between $1,500 to $3,000.

Premium protection has a higher nightly rate with a lower deductible*. Depending on the RV, deductibles cost between $500 to $2,000.

*In the event of a claim, the deductible is the amount of money that the renter must pay out of pocket before the insurance provider pays any expenses.

Security deposits

The security deposit is an amount set by the RV owner to help quickly resolve minor incidents that don’t require an insurance claim. For example, a stained carpet might require a carpet cleaning without going through an insurance provider.**

The security deposit is charged to the renter’s credit card three days before the trip start date. If the trip results in additional charges from overages or damages, all parties will agree to the charges during the closeout, and RVezy will deduct the agreed-upon amount from the security deposit. Any remaining balance will then be refunded to the renter.

**Note: RVezy offers an in-house support team to help resolve disputes or insurance claims when required.

24/7 roadside assistance

For renters who want complete peace of mind during their trip, RVezy offers optional 24/7 roadside assistance for as little as $9.50 per night. Unlike typical roadside assistance plans, RVezy covers unforeseen costs beyond tire replacement or towing services.

Our service offering includes the following:

  • Tire replacement (the first one is on us).
  • Towing vehicle assistance.
  • Food spoilage protection.
  • Septic blockage removal.
  • Meal reimbursement (up to $100).
  • Taxi reimbursement (up to $50).
  • Hotel accommodations (up to $400).
  • Fuel or fluid delivery (up to $50).
  • Towing services.
  • Battery assistance.

What to do in case you need roadside assistance?

Nobody knows their RV better than the owner. In case of an emergency, the first step is to contact the RV owner for troubleshooting.

If you still need help, you can call Access Roadside at 1-866-227-2213. Simply provide them with your booking number and roadside assistance certificate.

Note: If you opt out of roadside coverage during the booking process, you can still use Access Roadside, but you’ll be responsible for any associated costs.

Want to learn about more ways RVezy keeps you safe? Visit our trust and safety page or help center for answers to frequently asked questions.

How does RV rental insurance work?

What is the claims process?

Does RVezy have any restricted or prohibited travel areas?